Now I'm sure I have a number of people reading this saying "how do you figure?" Simple- why are you going to work day in and day out? To pay bills that continue to go up, buy groceries, pay for your toys, clothe you and your family, and pay taxes on your earnings and everything you buy and consume. If you're lucky you have a bit leftover each month to put back for retirement. If not you may be borrowing from future pay to get through, which means more work or worse credit card debt. Then maybe you decide that in order to pay for all your bills and what not you should get higher education so you can get a better job so you take out student loans to get your education and you attain your degree and pray that you land that job in your field making boatloads of $. It doesn't always happen. I went to school for veterinary technology only to discover after graduation I would have to relocate states away to land a job- not a possibility for me at this time. So I stick with entry level positions that pay peanuts and try to make ends meet and still make astronomical student loan repayments. I know I'm not alone. Many people are slaves to the grind. And it's oppressive. It's depressing to feel like you will never get out of debt. And the only way out is to toil away your life and miss out on the precious little while when your children are little (if you have them) right? Maybe. I don't know. Some people say no. I hope they are right. Because I want out before I lose the opportunity to create lasting, meaningful memories with my young children. I don't want to look at my kids when they are young adults and wonder who they are.
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